dream of getting rich are doing Qian Lei

With continued economic growth and increased levels of household consumption, China's consumer credit card era has quietly come. Stock raising base, shopping,http://www.sportigo.me/blogs/7844/312432/according-to-radio-reports,nike jordan pas cher, and even online consumer,http://www.postyourblowjob.com, as long as a card in hand, and do not have to worry about.

At the same time, credit cards have also been criminals' favor. " ATM machines for pain under the black hand, the establishment of fake websites of financial institutions to implement "phishing", manufactured counterfeit cards and other big cash card, all kinds of criminal cases the use of credit card fraud on the rise.

August 2008,nike air max tn requin, Wuxi City police destroy a credit card fraud gang. Currently, Qian Lei and other five suspects have been transferred to the prosecution to prosecute, waiting for them will be severely punished by law.

"Unauthorized" credit card fraud Anzhenpoji

(Your correspondent) Xu Wei Zhang Liang / text

"One, two,woolrich spaccio, three, four ...... twenty."

Full twenty credit card in front of the police. The combination of cards issued by different banks together, colorful colors scintillating.

This is when the money Lei, Zhang Hu credit card fraud gang was arrested police seized a credit card.

But these credit cards is just the gang forged credit cards a small part. Qian Lei, Zhang Hu et al reckless, they attempted to set up an industrial operation of the company, specialized agency credit card, cash card and then to help people. Police also found in the banking system more than 70 credit cards have been issued but not yet run.

Reporters rushed to the incident recently,nike tn pas cher, Wuxi City, Jiangsu Province, Southern District, police handling the case in an interview. Police introduction for reporters to restore this "unauthorized" credit card fraud detection through.

"Old Bank" received a single inexplicable Dunning

More than 30-year-old Ami has been working at the bank a few years, to apply for a credit card, and other aspects of the use of knowledge is much more than the average person to understand, but in August 2008, she encountered a puzzling thing.

August 18, 2008, Monday, Emei Gang work,parajumpers norge, he found two dunning notices placed on the desk, one is part of a bank credit card, call the credit card has overdraft 40,000 yuan, there is a is another bank's notice, request within the prescribed time limit Ami also on overdraft 10,air max pas cher femme,000 yuan.

How is this going? Faced with two dunning notice, Ami foggy, very dazed. Although there are a few credit cards in her hand, but the bank card is not on the list Dunning. Is its doubts on the occasion, the phone rang, it was a call to the bank staff, saying the money overdraft repayment period has expired, reminding them of their hurry repay. Ami suddenly surprised mind, will not be lawless fraudulent use of your identity malicious overdraft credit card cash it? She immediately reported the matter to the police.

Southern District of Wuxi City Police received a report Ami, deployed task force composed of experienced police work, police Luo served as host of the case investigators. As a rule, credit card or ID card must present identification. It is understood that Ami's identity has been kept properly, neither had lost, nor loaned to others. After police Luo some inspiration, she remembered December 2007, the family bought a car, car dealers place left her ID card and a contact phone number. Police investigators with a bank based in Shanghai headquarters office card department to contact each other informed, this time there are dozens of people in the knowledge of the identity theft was organized card, which has delivered more than a dozen cards do card people, some did not go. Police immediately sealed require credit card has not been issued.

On the occasion of the task force investigation, Southern District Police also received several people have been reported, said the fraudulent use of their identity by others credit card, cash in big overdraft. Police investigators realized that behind these cases, hides a cunning, intelligent criminal gangs, we must cut off the black hands as soon as possible, to avoid the masses and the bank suffered greater losses.

Police investigators rushed to the bank credit card department, to verify whether there are still people in the fraudulent use of another person's identity to handle credit cards. Through the investigation, investigators in hundreds of customer information, and found 18 already completed and ready for delivery to the same address. Obviously, these cards are to apply for the Department of outlaws. In coordination with the banks,hogan scarpe outlet, this 18 card is suspended.

Ami cheated a task force to the case as a breakthrough, carding clue, look behind the "black hands." According to verify, December 19, 2007, the suspect in a bank credit card department, fraudulent proof of income and a fake identity card Ami ×× Technology Co., Ltd. in Wuxi, cheat do Ami dual currency credit cards, credit the amount of 20,000 yuan, followed by Alipay Network Technology companies use cash and to shopping and other ways by Zhejiang an overdraft cash 41,643 yuan. March 20, 2008, the suspect fraudulent use of identity card and income Ami forgery proof, in another bank to do a $ 10,000 credit card,http://center.snxiaowai.com/forum.php?mod=viewthread&tid=1075178, overdraft RMB 9920 yuan.

In-depth investigation, police investigators found an important clue, August 17, 2008, that is, the day before the repayment Ami received notice someone on AT M machine to the Department on a bank card into cash 1000 yuan. Police surveillance video data transferred to the bank, you can see in the ATM machine operation is the two young men, two silhouette on the screen, see the facial features.

Hotels swipe cloven hoof suspects

To ascertain the true identity of the suspect, police investigators another way flow of funds from the banks involved to start looking for clues. However, the case involving dozens of bank cards, each card funding activities are frequent in capital flows from the intricate clues to find out, is tantamount to a haystack, but police investigators to be patient and meticulous work attitude buried in a Zhang single transaction, did not miss a bundle of boring data, and finally, a transaction records to police nervous excited. April 2, 2008, the suspects using credit cards impersonator in Wuxi Railway Station area of ​​a hotel brushed card for clearing stay. This shows that the suspect left in this hostel accommodation records, then, it may leave a true identity. Police immediately drove to the hotel. Hotel accommodations documented very detailed,jordan 6 pas cher, the above information shows that people called card spending money Lei, 24 years old, the city unemployed.

Qian Lei surfaced, which is the initial victories of the case. Police got the suspect to May over the previous record was fraudulent card to send money when two young men, one of them with money Lei appearance very similar. Undoubtedly,tn pas cher homme, Qian Lei played a significant relationship with the bank card fraud, and that young men if their partner? Task force for further verification.

Earlier in the bank credit card department police investigation found that more than a dozen cards sent to the same address, the address is Room 301 Ladies × number. According to the survey, a number Ladies dressing rooms downstairs, Room 301 is a family of three on household registration, the owner of old money and his wife and son. Son of old money is the money has entered the police's attention Lei. What is a three gang crime or a novelty, the task force sent to the Ladies secret undercover investigation.

Ladies first floor to the third floor of a house are all money,http://www.759game.com/forum.php?mod=viewthread&tid=293246, dressing rooms for rent, on the third floor single inhabited by Qian Lei, his parents and another residence. Police learned that the money Lei complex social relations, daily dealings staff have been, and are young men aged around 20. After investigation, called "Zhang Hu" who attracted police attention. This person 21 years of age, Wuxi Taihu Lake Street Bridge in the village, and the other young men appearing in the video is the bank Zhang Hu. So far, the two main suspects identity and settled land locked, the task force developed a well-arrest program.

August 28, 2008 night, deserted area is located east of the Ladies have thin, more than 10 "undercover" crept into, blocked off each entrance. Police deftly knocked room 301 door, dream of getting rich are doing Qian Lei, Zhang Hu was immediately scared slumped. They truthful account of facts of the crime, and confessed Breaking The Branches and other three accomplices hiding places. That night, Breaking The Branches other three people arrested.

Ladies Room 301 × number is headed to Qian Lei, credit card fraud gang crime dens, in this, the police seized more than 20 sheets fraudulent use of a credit card,hogan outlet, the perpetrators used laptops, recording evidence of funds between books and confiscated by stolen money to buy a car.

Crazy gang sum of money

26-year-old Qian Lei Department of Wuxi Taihu street people, who had been a soldier, retired in the help of his father opened a grocery store to Yancheng, did health products salesman, but also with people organized through the car service company, but because He runs no party, not only did not make money, but the loss of three or four hundred thousand. Blame also conceding his parents had moved out of the Ladies, to live in the old house to hide a leisurely countryside no longer control him. Qian Lei Since nothing all day, laze the Internet bubble. November 2007, he met online Zhang Hu. Why are both of whom were missing, that is not the lack of primary time, and are indolent,http://www.myeyo.com/bbs/forum.php?mod=viewthread&tid=298074, unwilling to find a decent job to support themselves, just pie in the sky thing,air max pas cher homme, the two quickly became friends then do not say.

Qian Lei and Zhang Hu could not be fun in online chat, and soon from the virtual to reality, met each other, began to bubble together day and night. They made money on the Internet looking for the road, followed by the initiation of the idea of ​​a credit card fraud money. Two people can have a bad record of malicious overdraft credit card, people bank "blacklist" on. After plotting, they think of identity impersonation handle means cash in the credit card. They tangled Breaking The Branches, Dinning, Cao Kai and other three unemployed, form criminal gangs to criminalize money Lei residence stronghold, the acquisition of laptop computers and other tools of crime.

To deceive the public, the group registered a non-existent company, the name of others in the Yangtze River Road, rented a room and began the steps of criminal activity. The first step is to steal personal information. Qian Lei opened the car service company, retains a lot of the owners of the relevant information, they intercepted a part of identity card, fake proof of income in different units, respectively, to the five banks to apply for more than 30 credit cards, up to the incident, hand total more than 20, of which 15 have been used to commit crimes. They also handle impersonation identity in Zhejiang Alipay Network registered account, overdraft through POS machines, shopping, online sell from buy, shopping and other techniques, since November 29, 2007 to the incident, taking a total of 197,000 yuan in cash. The money was used to buy cars, gang members made "wages", shopping, eat, drink and so on.

According to the organizers the case of the Romanian police reports, the gang structure, the internal division of labor, money Lei boasted boss, Zhang Hu was "number two", the youngest bank survey Breaking The Branches responsible for answering phones, providing false evidence to the bank, Ding Ning, Cao Kai responsible to do card, credit card, shopping cash. For the money, they do anything, even with a person's identity to do a few cards, crazy card. Xu fraudulent use of identity as they do the two credit cards, frequently shopping at a big mall, overdraft 19,926 yuan, via Paypal cash of $ 1.1 million. Zhou fraudulent use of identity cards, driving license copy of Office after two credit card cash of $ 2.8 million. Dig into the first barrel of "black gold" after the gang to a virtual guarantee agency as bait,hogan prezzo, publish information on the Internet, to solicit business, said as long as pay a fee, you can charge d'affaires credit card, as the incident, had to apply to the bank for others handle dozens of cards.

Police Tip: Be careful you submit identity card

Citizens in the process, such as some business car,http://www.shujuquan.com.cn/home.php?mod=spacecp&ac=blog&blogid=, buy a house,http://www.yookuu.com/in/forum.php?mod=viewthread&tid=260204&fromuid=35119, etc., are often required to submit identity card. ID card seemingly insignificant, in fact at stake. In criminals there, it can be used to bank credit card cheating can be said that a dig countless "Bonanza."

The police suggested that when people leave the above information to be more of a mind, such as when to leave photocopies of identity cards to indicate the words "for buyers to use", etc., from being abused outlaws.

"A trial, will be successful."

This is the first credit card when you receive the money Lei et al., The greatest feeling. No one can imagine that even seemingly useless strict bank review. So they embarked on a massive cheating credit card road. Time of the incident, the money remains in the hands of more than 200 parts Lei owner's identification card.

Romanian police officer told reporters that the bank is not strict credit card fraud is an objective reason for the increase. He analyzed that the rapid development of the financial industry, increased competition among banks. In order to seize this fat credit card market, banks are style all their own. In the interest of maximizing and maximizing the market before, this issue will not strict accordingly appeared. When submitting the application form, the applicant bank should check the consistency of its identity documents. However, many banks even this most basic thing can do. Otherwise, Qian Lei, who did not have a chance of crime. In addition, banks in the verification of the applicant to submit proof of income, but also simply call and ask, the consequences can be imagined.

"There is no established effective information sharing mechanisms for cooperation between our banks and online payment providers, a number of banks that smugglers often succeed." Luo said the police officer, the review is to strengthen the banks since the beginning of things,http://www.chrisadamsperfumes.com/index.php?item/create_form/1, is relatively easy to do to, and establish an information sharing mechanism, the need to be coordinated with national authorities supervise.

May this year, under the People's Bank of China, China Banking Regulatory Commission, Ministry of Public Security, the State Administration for Industry and Commerce issued a "notice of safety management to prevent and combat crime on strengthening bank card bank card" on the card-issuing bank behavior and risk control and put forward specific requirements . Romanian police officers believe that banks and vigorously expand the credit business, should enhance risk awareness, strict examination and approval system, strengthen the source of risk control; should work together to share information between banks, cardholders timely notification of adverse conditions and suspicious transactions.

As can be seen from the case, credit card fraud trend towards large-scale development. In this regard, the State can not be alone one sector banks and public security to crack, we must strengthen the power of the legislative, judicial, administrative aspects, the formation of combat forces, in order to cut off credit card fraud industrial chain.