banks are not yet a reminder to him

 
Open bar phrase: "pay using a credit card,outlet moncler online italia, overdraft thousands is not afraid" in tomorrow's money to spend and enjoy the idea behind today's consumer, "Hi brush" creating more and more "card slave." But since the Supreme People's Court, Supreme People's Procuratorate jointly issued the latest judicial interpretation of "malicious overdraft" is a credit card fraud, before the "one card" tricks no longer viable, "card slave" on the brink of their capital chain rupture: also money time too long, banks kept Dunning; not preceding, the day is not far away from the jail, "the card slave" who this time really anxious.

Recently, the End of the World Chongqing netizen "G-second brother G" posted that credit card spending and overdraft let him naked from month to debt, total credit card overdraft of up to 120,000 per month to repay one million yuan, which makes monthly income He only 5000 yuan unsustainable. In that "malicious overdraft" belongs credit card fraud after criminal acts, "G twelve brother G" sighed fast jail. His lament immediately drew many "card slave" resonance.

Fear of being laughed afraid to commit suicide in jail

Last December 26,http://www.szskd.net/bbs/home.php?mod=space&uid=11109,louboutin femme, Chongqing horizon appears an article entitled "The latest judicial interpretation after two high I'm going to jail," the post, the poster "G-second brother G" exposes "card slave" miserable life, "the true into how to do? "worried parents hit, he can not say, do not want to borrow money with a friend, fear joke. He "sleep well, do not think of tea, rice did not want to," and even thought of suicide, so the Internet posting asking predicament of the road, want to know whether they considered fraud, will jail?

With 10 cards "with one card,hogan outlet milano."

Yesterday, the reporter found the poster Chen Kun (a pseudonym), who currently lives in Daping a monthly rent of 300 yuan a rented room. He told reporters that his 30-year-old, in 2005, a listing of companies engaged in the sales in the city, he organized the first credit card, the amount is only 3000 yuan. There are card, originally paycheck to paycheck Chan Kwan spend more lavishly. 3000 yuan of credit is not soon enough,hogan online store, Chen Kun in the number of banks will handle the 10 credit card, the amount of 10,000 or 20,000. When repayment, he used one of them will not finish the card overdraft, from where you can cash out 10,http://www2s.biglobe.ne.jp/~banchan/yybbs/yybbs.cgi/yybbs.cgi",000 yuan POS merchants used also other cards, overdraft finished cards before they can be used to cash in on Thus the "one card", has been very good to his credit.

The new regulations do not play a section of the

"Stock investment losses of 40,000, playing cards lost 50,000, by the end of 2008 to buy a house overdrawn 30000", Chen Kun said that in 2008 his own in real estate, equity investment in a vicious circle, each card are thoroughly finished, a total of almost 120,basket tn requin,000. December 15 last year, the Supreme People's Procuratorate jointly issued on "malicious overdraft" after the latest judicial interpretation of credit card fraud belong, businesses no longer use POS machines and other methods of cash, he must also 12,http://www.8liuxing.com/home.php?mod=spacecp&ac=blog&blogid=,000 monthly minimum, However, their monthly income is only 5,000 yuan.

Chen Kun, due to previous good credit, banks are not yet a reminder to him, if the good work, about two or three years, or can have, the only policy is too fast, and he did not have time deal, and banks are too powerful , If they go to jail, his life would be finished. So he went to the bank for income proof unsecured credit loans, hoping to ride out the storm, but because of too much debt failed.

This series of articles written by reporter Liu Min intern Wrap

Head against a wall bleeding introspection

Today, he previously smoked Yuxi replaced five yuan a pack of cigarettes, and now even a taxi to go out once the bus can not bear to sit, 800 yuan in January of rental housing also replaced 300 yuan in January a small single room. "A year did not buy clothes," about the current living conditions, Chan Kwan shook his head. Every night was restless sleep well, kept smoking Internet to find solutions. But "the pain of loneliness and cool helpless despair" or let Chen Kun feel fast suffocation. December 28, 2009 morning, Chen Kun went from Daping Yangtze River Bridge, "before jumping off the Bridge to see someone commit suicide, always felt there were no big deal," Now when suffering comes to himself, when there is little or touches. After the turn of three hours, Chen Kun home to drink alone, he burst into tears, it is difficult to control the hard hit to his head to the wall, the blood just let him sober up. Chen Kun said it intends to save points, after three years also finished with arrears,http://onigdesign.com/error.html, put cards are sold, leaving only a minimum amount.

"Card slave" Sound

Brush out sooner or later have to repay

"Hazy chz": brush out sooner or later have to repay, I also credit card debt,http://www.sqwm.gov.cn/blog/?uid-331-action-viewspace-itemid-7959, owed five banks totaling 60,000, has for two months did not have, and now received a reminder phone every day, and also unemployed, no money Also, now is the day to day.

"Yo-yo Miss": I'm not working, a new job next month to settle down. But two years I owe the bank more than 8000 yuan, which for me is a huge sum of money, because I did not income, even work, wages are less than 2000 yuan, I am in Tianjin, Tianjin low wages. Now every day is annoying telephone banking, but I have no money, my boyfriend's too busy,nike tn pas cher, he is unable to help themselves.

"Pretty melon Wazi": I just graduated had never been seen also the whole of the 15,http://friend.chinatmf.com/site/?action-viewcomment-itemid-14,000 pending,air jordan pas cher, sweat! Finally,prezzi scarpe hogan, is not himself live frugally,outlet hogan roma, for a whole year to pay off friends. 'd Live frugally now develop a habit to spend lots of money to buy a lesson.

"Be a good doctor": Banks will try to beat your family's phone, made quickly,http://www.ziscw.com/thread-1150832-1-1.html, the final collection will come, at least for five or six people. Hard to see you eat will see you have no real ability to repay, and some words will negotiate with you how to solve. Of course, if you do not eat soft and hard over time they will report the. We advise no card or p-trap people who are not deep enough and quickly withdraw it.

Lawyers say

Pay off will not go to jail before filing

Wang Hongyan law firm lawyers said, the parties Chen Kun this case, if the two collections by the issuing bank is still not returned more than three months, it is malicious overdraft. According to regulations, overdraft 100 000 to 100 million,http://www.rmnx.com/docs/index.php?title=User:G9i3g5b3j8E#leaving_him_lying_on_the_ground_injured_and_Lee, will be sentenced to more than five years imprisonment, fine of over 50,000 yuan more than 500,000 yuan. Malicious overdraft should be held criminally responsible, but before the public security organs to repay all overdrafts interest rates, the circumstances are obviously minor, can not be investigated for criminal responsibility according to law. After the public security organs before the People's Court declared full repayment of overdraft interest rate, can be given a lighter punishment, the circumstances are minor,giubbotti moncler outlet, can be exempted from punishment.

"Illegal possession" is the distinction between "malicious overdraft" one and the "goodwill overdraft" major boundaries. "Explain" clear the following situations can be identified as "illegal possession for the purpose": knowing that no repayment ability and a lot of overdraft, can not be returned; profligate overdraft funds can not be returned; overdraft into hiding after changing contact information, to evade the bank collection of; withdrawing or transferring funds or hiding property to evade repayment; using overdraft funds for criminal activities; conduct other illegal possession of funds, refuses to return. Wang lawyers said, as long as the rational consumer credit card holders, according to their financial and material resources, income credit card, brush after a timely return to form is generally not a lot of debt.

News Background

December 15, 2009, the Supreme People's Procuratorate jointly issued "on the obstruction of the criminal cases of credit card management Legal Issues of interpretation" (hereinafter referred to as the "interpretation"), according to "explain" the cardholder illegal possession for the purpose specified period of time exceeding the prescribed limit or overdraft, and the issuing bank after two collections more than three months is still not returned, should be recognized as "malicious overdraft",tn nike pas cher, according to "People's Republic of China Criminal Law," one hundred and ninety sixth stipulate "malicious overdraft" belongs credit card fraud crime. According to "explain" Article VII, merchants in violation of state regulations, the use of point of sale terminal equipment (POS machine) and other methods,hogan donna 2013, direct cash payments to credit card holders to cash in, you can be convicted and punished crime of illegal business.